ParentsKids
KidsABC Honors Crisp Regional Hospital's ED in Pediatric Care Project
2024-12-12
In Cordele, the Crisp Regional Hospital Emergency Department recently achieved a significant milestone. On December 7th, a ribbon-cutting ceremony was held to recognize the hospital's commitment to enhancing pediatric emergency care in Crisp County. This partnership with the Kids Alliance for Better Care (KidsABC) has been transformative, bringing new resources and expertise to the community.

Transformative Impact on Pediatric Care

Georgia rural hospitals face unique challenges in providing pediatric care. Before joining KidsABC, Crisp Regional Hospital struggled to ensure that its youngest patients had access to specialized resources and expertise. However, with the support of KidsABC, the hospital has acquired child-friendly equipment, completed pediatric-specific emergency care staff training, and implemented the latest protocols and policies.For example, new pediatric-specific equipment such as wheelchairs and medical imaging aprons has prepared the hospital better than ever. Staff have undergone advanced training, including hands-on sessions at Children's Healthcare of Atlanta's SIMS lab, which has significantly boosted their confidence and expertise.One remarkable case involved a child in diabetic ketoacidosis during a severe storm when transport was impossible. Using the KidsABC protocol and with guidance from the attending pediatrician, the team was able to stabilize the child locally, avoiding a transfer and ensuring critical care in the community.

Milestones and Celebrations

Crisp Regional commemorated its KidsABC participation with a ribbon-cutting ceremony hosted by the Cordele-Crisp Chamber of Commerce. Hospital, Children's, Mercer University School of Medicine (MUSM), and Georgia Rural Health Innovation Center (GRHIC) representatives attended the event. Community members were also invited to a Cookies with Santa event.This milestone is not only a testament to the hard work of the ED staff but also a significant step forward in providing quality pediatric care in rural Georgia.

Partnership with Mercer University School of Medicine

Mercer University's School of Medicine was established in 1982 to educate physicians for rural and medically underserved areas. More than 60 percent of graduates practice in Georgia, and 80 percent are in rural or underserved areas. The School's problem-based medical education program provides early patient care experiences, fostering clinical problem-solving skills.The School opened additional campuses in Savannah in 2008 and Columbus in 2021, and a clinical campus in Valdosta in 2024. Students participate in core clinical clerkships at various teaching hospitals. The School also offers master's and Ph.D. degrees in related fields.

Georgia Rural Health Innovation Center

In 2018, Georgia lawmakers established the Rural Health Innovation Center to address health care challenges in rural communities. Mercer University School of Medicine was awarded the grant in 2019 and established the center on its Macon campus. The center serves as a critical resource, offering research, collaboration, and training opportunities to improve access and effectiveness of health care.

Children's Healthcare of Atlanta

As the only freestanding pediatric healthcare system in Georgia, Children's Healthcare of Atlanta is a trusted leader in caring for kids. With more than 60 pediatric specialties and programs, top healthcare professionals, and leading research and technology, it manages over 1.1 million patient visits annually.Consistently ranked among the top children's hospitals, Children's has impacted the lives of kids for over 100 years with the support of the community.

Crisp Regional Hospital's Comprehensive Services

Crisp Regional Health Services oversees Crisp Regional Hospital, a level 3 trauma center with a comprehensive network of health and social service facilities. It includes a home health program, nursing home, retirement home, hospice, home care program, dialysis facility, and rural health clinics.More than 50 physicians practice at the hospital, providing hospital and outpatient care in various specialties. Over the past decade, the hospital has expanded to meet the demand for new services while maintaining its commitment to patient-centered care.
Kylie Kelce & Allison Kuch: Kids in Spotlight & Soaking in Every Second
2024-12-12
Kylie Kelce and Allison Kuch have opened up about the challenges they face while raising their children in the public eye. Their decisions to keep their kids' lives private offer valuable insights into the delicate balance between sharing and oversharing.

Navigating the Fine Line of Parenting in the Spotlight

Reasons for Scaling Back Online Presence

Kelce, a 32-year-old mom with three daughters and a fourth on the way, revealed that she and her husband Jason Kelce decided to scale back sharing their kids online. She explained that she couldn't always assume everyone would be respectful in the way she wanted to present her children. "You don't realize how much they're soaking in every second. That's why we're super tactful about not only posting them but also how much external interaction they're getting," she said.This decision was a conscious one to protect their children from excessive public exposure. It shows the importance of considering the impact of social media on a child's development.

Deciding to Keep a One-Year-Old Daughter's Identity Private

The Sunday Sports Club podcast host, Kylie Kelce, along with her husband defensive end Issac Rochell, chose to keep their one-year-old daughter Scottie Bee's identity private when she was first born in December 2023. There is a fine line between sharing and oversharing, and they found a balance that worked for them.Kuch said, "There's a fine line between sharing and oversharing. We kinda went back and forth and then we settled on the idea of, like, 'Let's just not share her for a while and see how we feel about it.'" She initially had hesitations about not being able to show people the cutest baby ever, but in the long run, she realized it was a healthy decision.

Sharing on Instagram While Keeping Privacy

Kuch and Rochell shared the first glimpse of their daughter's face on Instagram in honor of her first birthday on Dec. 10. Though she was initially a little anxious, she now feels comfortable sharing her daughter's face while not showing every move online."I wanna keep her private, but not a secret," she explained. "I think now I've gotten to the point where I'm like, 'Okay. If people see your face, it's okay.' But, I'm not gonna go and make a video of, Scottie's day in the life or what have you not because it's something I'm not comfortable with."This shows that they are finding a way to share certain aspects of their daughter's life while still maintaining her privacy.New episodes of the Not Gonna Lie podcast drop on Thursdays, providing more insights into their parenting journey.
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Банки зарабатывают на процентах: от депозитов до других источников
2024-12-12
Сбережения россиян в банках по итогам 2024 года достигли значительного уровня, превысив 56 трлн руб. В то же время выплаты по депозитам в следующем году оцениваются около 20 трлн руб. Здесь возникают вопросы о источниках средств банков и их надежности. aif.ru обратилась к Александру Абрамову, заведующему лабораторией анализа институтов и финансовых рынков РАНХиГС.

Основные источники дохода банков

Банки получают основной доход путем привлечения денег в виде депозитов под более низкий процент и размещения их в виде кредитов под более высокий. Кредитование компаний и предприятий имеет большие объемы, позволяя банкам разместить существенные суммы. Одни клиенты могут взять кредит в размере миллиардов. Займы населению, в сравнении, меньше, но выдаются по более высоким ставкам, что является более прибыльным для банков. Поэтому оба сектора - потребительское и корпоративное - важны для кредитных организаций.

Ситуация в секторе потребительского кредитования

Сейчас займы очень дорогие, и темпы кредитования постепенно уменьшаются. Сначала стало меньше оформлять ипотеки, затем автокредиты затормозились, а позже - займы наличными. Заоблачные проценты и жесткая регуляция Банка России привели к сокращению этого сектора.

Ситуация в секторе корпоративного кредитования

В то время как сектор потребительского кредитования затухает, корпоративный сектор продолжает активно наращивать кредитование даже в условиях высоких процентных ставок. Основное вид кредитования - "короткие" кредиты на несколько месяцев или максимум год для пополнения оборотных средств. Здесь тенденция противоположная потребительскому сектору. предприниматели берут кредиты под 35-40%.

Рентабельность компаний и влияние кредитов

Средняя рентабельность в производстве находится в пределах 9-10%. Компании "перекладывают" высокие проценты по кредитам в конечную стоимость своей продукции, что приводит к росту цен. Кроме того, часть заемщиков рассчитывает на помощь государства в виде участия в льготных программах или получения субсидий.

Банки и условия работы в жестких условиях

Банки успешно работают в условиях высоких ставок. Они привлекают деньги на депозиты под высокие ставки и размещают их под еще более высокие проценты бизнесу. Банковская система остается надежной, и пока нет оснований волноваться. Однако, если корпоративное кредитование начнет сокращаться, банки будут снижать ставки по депозитам. Может быть, ключевая ставка ЦБ останется высокой, а доходность вкладов станет ниже, но банки сохранят свою маржинальность.

Прогнозы по кредитованию и доходности в 2025 году

В следующем году кредитование корпоративного сектора有望减速, и выдача займов станет меньше. Следовательно, доходность по депозитам также снизится. Однако, мы ожидаем достаточно мягкую бюджетную политику, и спрос на товары и услуги сохранится высоким. Поэтому возможность "перекладывания" процентных ставок в конечные цены сохранится, и не будет существенного сокращения кредитования корпоративного сектора. Таким образом, доходность вкладов сократится незначительно и плавно.

Дополнительные источники дохода банков

Банки также получают стабильный доход от различных комиссионных вознаграждений - за проведение платежей и финансовые услуги. Они работают с ценными бумагами, в основном облигациями, и акции также присутствуют в их инвестиционном портфеле, но в меньшей степени. Кроме того, операции на валютном рынке приносят определенный доход, но все эти направления вместе составляют не более трети дохода банков.

Слухи о заморозке вкладов

Вероятность заморозки вкладов крайне мала. Государство多年来培养了居民对银行的信任,建立了整个存款担保体系,突然否定这些努力是不明智的。冻结存款是完全疯狂的决定,会导致居民资金从银行部门流失。关于冻结存款的有害谣言应被视为病毒和恶意挑衅,与实际经济无关。
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