Descubra a verdadeira essência da relação entre pais e filhos

Sincronia neural e relação

Importância do equilíbrio

Desafios à sincronia

4 underlying logics of making money

1: First of all, you have to ask yourself, do you really want to make money, or do you just want money itself.

For example, some friends in other industries want to do some side jobs, I will suggest that they can shoot short videos. They express their interest, but after returning home, they actually give up. Otherwise, they tell me that the equipment is not ready, they are not good at expressing themselves in front of the camera, and their main job is too busy and they don’t have time! In fact, most people are like this. They say they want to make money, but they actually want to lie down. There is no such thing. To make money, you have to go through hard work and pay.

2 The starting point of all business is altruism

Anyone who can make money must have provided value to others. No one wants to pay for your dream. People are willing to pay for things that are beneficial to them. We want to make money, and we must think about what points we can find to combine between what we want to do and the real needs of others.

3 Pay attention to real-time dynamics and understand the industry trend.

I sincerely suggest that you take some time off from reading gossip, pay attention to some reports from our official media, and pay attention to international livelihood and national affairs. Our society has a set of operating systems. As individuals, we must respect this system in order to find our own survival value in this system. There are many ways to understand this social system. In today's era, the key is whether we are willing to spend time understanding this real world.

4 Reject perfectionism and take the first step bravely.

For example, I have done a lot of things I have never done before. I have never been in a state of preparation. In the process of doing it, you find reliable partners, and then you continue to evolve yourself, continue to grow, and learn in practice. I think it is much better than staying in place and waiting for the most perfect opportunity to act.

Making money is actually to realize your life dream with action. When you really want to make money, don't be afraid of your ambition.

Financial freedom-having enough savings, investments and cash to afford the lifestyle you and your family want is an important goal for many people. It also means budgeting to build a nest egg that will allow you to retire or pursue whatever career you want—without being driven by the need to earn a certain amount each year.

12 Habits to Get You on the Right Track

1. Set Life Goals

Write down these three goals:

What your lifestyle requires

How much money you should have in your bank account to achieve this goal

At what age can you save this amount

Next, count backwards from your cutoff age to your current age and set financial milestones regularly between the two dates. Carefully write down all the amounts and deadlines and keep the goals sheet at the front of your financial binder.

2. Create a Monthly Budget

Creating a monthly household budget and sticking to it is the best way to ensure that paying all bills and saving stays on schedule. It’s also a regular practice that reinforces your goals and strengthens your resolve to resist the temptation to splurge.

3. Pay Off Credit Cards in Full

Credit cards and other high-interest consumer loans are detrimental to wealth accumulation. Be sure to pay them off in full every month. Student loans, mortgages, and similar loans often have much lower interest rates; paying them off is not an emergency. However, it’s still important to repay these low-interest loans on time — and on-time payments will build a good credit rating.

4. Create automatic savings

Pay yourself first. Join your employer’s retirement plan and take advantage of any matching contribution benefits, which is essentially free money. It’s also smart to automate withdrawals from your emergency fund for unexpected expenses, as well as automatic deposits into a brokerage account or similar.

Ideally, money in your emergency and retirement funds should be withdrawn from your account the same day you receive your paycheck so it never touches your hands.

5. Start investing now

A bad stock market can make people question the wisdom of investing, but historically, there’s no better way to grow your money. The magic of compound interest alone can multiply your money, but you really need a lot of time to achieve meaningful growth.

6. Watch your credit score

Your credit score is a very important number that determines the interest rate you get when you buy a new car or refinance your home. It also affects how much you pay for a host of other necessities, from car insurance to life insurance premiums.

The reason credit scores are so important is that people with imprudent financial habits may also be imprudent in other areas of their lives, such as not paying attention to their health or even driving and drinking.

7. Haggle for goods and services

Many people are reluctant to bargain for goods and services because they worry that it makes them look cheap. Overcome this fear and you can save thousands of dollars each year. Small businesses in particular are often willing to bargain, so buying in bulk or positioning yourself as a repeat customer can net you nice discounts.

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8. Be knowledgeable about finances

Check out relevant changes in the tax code to make sure you maximize all adjustments and deductions each year. Follow financial news and stock market developments and don't hesitate to adjust your portfolio. Knowledge is also the best defense against scammers who will take advantage of unsophisticated investors to make a quick buck.

9. Maintain your possessions

Properly maintaining your possessions can make everything from cars to lawn mowers to shoes and clothes last longer. Maintenance costs are a fraction of the cost of replacement, so it's an investment not to be missed. .

10. Live within your means

Mastering a frugal lifestyle means developing a mindset that focuses on living well with less money—and it's easier than you think. In fact, many wealthy people made a habit of living below their means before they became wealthy.

Adopting a minimalist lifestyle isn’t difficult. It just means learning to distinguish between what you need and what you want — and then making small adjustments that can yield big gains for your financial health.

11. Hire a financial advisor

Once you’ve accumulated a decent amount of wealth — either in liquid assets (cash or anything that’s easily converted to cash) or fixed assets (property or anything that’s not easily converted to cash) — hire a financial advisor to help you stay on the right path.

12. Take care of your health

The principles of proper maintenance also apply to your body — taking good care of your physical health can have a significant positive impact on your financial health, too.

Having a plan for physical goal amounts and dates can strengthen your resolve to achieve your goals and prevent you from being tempted to overspend. Once you start making real progress, the pressure of escalating debt and the promise of a retirement nest egg will become a powerful motivator — financial freedom is just around the corner.