Mode
Neues Modegeschäft in Hilfarth: "Jennys Boutique" eröffnet
2024-12-03
Jenny Reinartz, die immer ein großer Einkaufsbummel liebte, hat nun ihr Hobby zum Beruf gemacht. Sie hat die Seiten gewechselt und ist von einer Einkäuferin zur Verkäuferin geworden. In ihrem kleinen Einkaufszentrum an der Fichtenstraße in Hilfarth, namens „Jennys Boutique“, bietet sie Damenmode, Schuhe und die blinkenden und glitzernden Accessoires an. Diese Produkte sind nicht nur für die Kunden, sondern auch für die Herz der Geschäftsinhaberin. Jenny sagt: „Ich habe immer von einem eigenen Geschäft geträumt. Jetzt habe ich den Mut, diesen Traum zu verwirklichen.“

Der Traum von Jenny

Jenny hat sich seit jeher ein Traum gemacht, ein eigenes Geschäft zu führen. Sie liebte es, Einkaufen zu gehen und die schönsten Dinge zu finden. Jetzt hat sie diesen Traum verwirklicht und eröffnet ihre eigene Boutique. Sie ist stolz auf ihre Arbeit und freut sich, jeden Tag neue Kunden zu begrüßen.In ihrer Boutique findet man eine große Auswahl an Damenmode. Von klassischen Stilen bis zu modernen Trends, alles ist dabei. Die Mode ist nicht nur schön, sondern auch hochwertig und qualitativ hoch. Jenny ist sich sicher, dass ihre Kunden sich bei ihr wohlfühlen und sich lieben lassen.Schuhe spielen auch eine wichtige Rolle in Jennys Boutique. Sie bietet eine Vielzahl an Schuhen, von Sportschuhen bis zu Abendschuhen. Jede Paar ist einzigartig und passt perfekt zu den verschiedenen Outfits. Die Schuhe sind nicht nur stilvoll, sondern auch bequem zu tragen.Die Accessoires sind das letzte Detail, das eine Outfit vervollständigt. In Jennys Boutique findet man eine große Auswahl an blinkenden und glitzernden Accessoires. Von Halsketten bis zu Handtaschen, alles ist hier. Diese Accessoires geben dem Outfit den letzten Schimmer und machen es zu einem echten Highlight.Jenny ist sich sicher, dass ihre Boutique eine besondere Erfahrung für ihre Kunden ist. Sie möchte, dass jeder, der hier einkauft, sich wie zu Hause fühlt und sich lieben lässt. Sie arbeitet hart, um die beste Qualität zu bieten und die Kunden zu zufrieden zu stellen.
Nathalie Emmanuel: Makeup for Character & Beauty Empowerment
2024-12-06
Nathalie Emmanuel, the renowned Game of Thrones actress, has found a new love in Armani Beauty. Her connection with the brand goes beyond just makeup and extends to their elegant clothing. As the newly appointed Armani Beauty Global Brand Ambassador, she embodies the brand's philosophy of beauty.

Embrace Your Individual Beauty with Armani

Armani Beauty: From Fashion to Makeup

Nathalie Emmanuel first fell in love with Armani through their clothes. "I really became connected to the brand in more recent years through fashion," she says. "I think maybe as a teen I'd been gifted a perfume. But my appreciation has been in much more recent years, because I've been lucky enough to wear their beautiful clothing."She is no stranger to the red carpet and has been entranced by Giorgio Armani. "It's very elegant," she says. "It's got a classic nature to it, but then also has a femininity. I'm someone who's always liked to play in terms of fashion. I play with the femininity; I play with masculinity."

Armani Beauty Luminous Silk Foundation: A Natural Fit

As the face of the upcoming Armani Beauty Luminous Silk Foundation campaign, Emmanuel uses the cult-favorite to ace her base. The medium coverage formula gives a glowy finish for up to 24 hours while hydrating skin and blurring texture. Its Micro–fil technology enables color pigments to lay flat so that it never cakes and blends like a dream."I really care about skin," Emmanuel says. "In terms of makeup and beauty, I'm not about covering my natural face. I like to even out skin tone if I'm looking a bit tired, lightening up under the eyes, maybe a little color. I want to enhance what's already there."

Makeup as Self-Expression and Character Building

Makeup is more than just self-expression or glamming up for the red carpet for Emmanuel. She also uses it to get into character for a role. "Makeup says a lot about a character," she says. "How much do they care about their appearance, what is their job, what is their day-to-day life—all of these things will impact their makeup choices."When filming, the process from Nathalie to the character is very important. "I read the script as much as I can," she says. "I then like to write a backstory, about who is this person before we met them? Where have they come from, why are they who are they are? I like to build little anchors, and so in the moment, I can draw upon those things."

Selecting Roles: Embracing Multifaceted Characters

Emmanuel has portrayed an impressively diverse range of characters throughout her career. She chooses her parts carefully. "It's a multitude of things," she says. "I read the script and decide do I like the story, do I like the characters, is it something that I feel I'm going to be challenged by? Sometimes it's something as simple as an instinct.""We're seeing more and more of these kind of brilliant parts for women," she adds. "I'm always looking for multifaceted characters that lean away from stereotypes and archetypes."For now, she is focused on her new role as Armani Beauty Global Brand Ambassador and the message she wants to convey. "I see it as embracing your individual beauty," Emmanuel says. "We're in an age where we compare ourselves to everything because of social media. I think we have to be empowered to express our own version of what we think is beautiful for us as individuals."
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UnitedHealthcare's Profits: Impact of Pandemic vs. Denials
2024-12-07
The profits of UnitedHealth Group's health insurance business, UnitedHealthcare, witnessed a remarkable surge during the pandemic. However, as the Covid-19 pandemic subsided and medical costs began to rise due to increased care seeking by Americans, this growth has tempered. In the wake of the tragic shooting death of UnitedHealthcare's chief executive, Brian Thompson, a spotlight was shone on health insurer denials of medical care. Critics claim that health insurers' slow-walking of medical treatment approvals and outright denials of procedures and other care have led to greater profits. But it was not long after the coronavirus hit the U.S. in 2020 that health insurance company profits began to soar. With lockdowns, office closures, and limited doctor appointment windows, people were not seeking care, resulting in more money for the insurance companies.

Trends during the Pandemic and Beyond

The U.S. public health emergency played a significant role in keeping record numbers of people covered by Medicaid and offering enhanced subsidies for more Americans to afford individual Obamacare coverage. These trends helped most health insurers achieve record profits. UnitedHealth Group, for instance, reported net income of $22.3 billion last year, with $20.6 billion in 2022, $17.3 billion in 2021, and $15.4 billion in 2020. Before the pandemic, in 2019, it made $13.8 billion.Despite the rising profits, financial reports show that the company is spending more on medical care. In 2020, the full year medical care ratio of 79.1% declined from 82.5% in 2019 due to disrupted care patterns. As the pandemic wore on and more people returned to seeking medical care, this percentage gradually rose. In 2021, it was 82.6%, in 2022 it was 82.0%, and in 2023 it rose to 83.2%. In the fourth quarter of last year, it reached as high as 85%. In 2024, the third quarter medical care ratio was 85.2% compared to 82.3% last year.The higher medical expenses have also affected UnitedHealth's rivals, such as Humana and CVS Health's Aetna. These companies have seen historic spikes in costs, particularly in their Medicare Advantage plans, as seniors are seeking more medical care than in the past. "The sector is navigating significant regulatory changes while also absorbing unprecedented increases in medical cost trends," Humana said in January.UnitedHealth's annual medical costs were $210.8 billion in 2022 and rose to $241.9 billion in 2023 when President Biden ended the U.S. Public Health Emergency in May. In the first nine months of this year, UnitedHealth medical costs were $197 billion and are on track to be even higher than last year.These changes in medical costs and profits highlight the complex dynamics at play in the health insurance industry. As the post-pandemic era unfolds, it will be interesting to see how these trends continue to shape the industry and the financial performance of health insurance companies.
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