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My Teen's First Job: Guiding Her to Save and Balance
2024-12-15
When my daughter embarked on her first job at the tender age of 14, it marked a significant turning point in her life. This experience not only transformed her but also presented unique challenges and lessons for both her and me. Let's delve into the details of how we supported her through this crucial phase.
Unveiling the Parenting Lessons in a Teen's First Job
Supporting Through Startup Costs and Rides
The adage "You must spend money to make money" truly held sway for our teenager. Before she received her first paycheck as a server for a local catering company, she needed to invest in work attire such as dress pants, a button-down shirt, and shoes. We, as her parents, decided to cover these startup costs, seeing them as an investment in her developing job skills. Additionally, we dedicated time to shuttling her to and from events. At first, we thought most events were nearby, but some were almost an hour away. This led us to realize that our family schedule didn't always align with her enthusiasm for working, causing her to turn down some opportunities. However, we made an effort to make things work by taking turns as her Uber drivers and coordinating carpools. She loved the excitement of working at parties, serving fancy appetizers, seeing beautiful brides at weddings, and interacting with coworkers during lulls. But there were also stressful moments, like after a wedding where drinks were spilled at the head table and guests were served the wrong entrées. She came home frazzled and upset, but we shared our own embarrassing work mishaps to show her that mistakes are a part of life and that what matters is learning from them.Establishing a Savings Plan
Our daughter was thrilled to earn her own money and even more eager to spend it. Although we had emphasized the importance of saving, she was easily drawn to places like Target, DoorDash, and Starbucks. Her first paycheck disappeared in an instant. While we sometimes cringed at her impulse buys, we also understood the effort she had put into earning that money. We wanted her to enjoy her newfound purchasing power without squandering it all. After discussing options with her, we reached an agreement. She could keep most of her earnings, but a small percentage would be deposited into a savings account. This allowed her to have enough money for daily purchases using her debit card while gradually building up savings.Learning the Importance of Work-Life Balance
As a parent, I'm known for nagging my teenagers about getting enough sleep, but my words often didn't have much impact. When our daughter wanted to work a last-minute shift on the same weekend as a soccer tournament, I initially hesitated but ultimately let her sign up. After a busy weekend of soccer games, outfit changes, and long car rides, she was clearly exhausted. Now, she is more intentional about prioritizing her activities, whether it's studying for an exam, working at her restaurant job, playing soccer, or spending time with friends. She realized that trying to do everything at once wasn't sustainable. Giving her the freedom to manage her work, school, and extracurricular hours taught her more about work-life balance than any lecture ever could. No matter what career she chooses in the future, she will be better equipped to handle the demands of a job.