Trump further stated that Americans with pre-existing conditions will still have coverage under his “concepts of a plan” and that he wants “better health care for less money.” But when asked if Americans will see his “fully-developed” plan, he said he doesn’t know if they will see it at all.
Despite being asked if he did try to overturn Obamacare, Trump insisted it’s lousy. He also mentioned that his Justice Department tried to direct the Supreme Court to overturn it and claimed to have received a “surprising opinion” from the court. He further stated that Americans would have had “much better” health care if it were overturned and that he did the right thing from a human standpoint.
Even in Medicare coverage for seniors, the federal government is increasingly relying on privatized insurers through Medicare Advantage plans. Despite insurance industry rules requiring prior authorization, Medicare Advantage has become more popular than government-run fee-for-service Medicare. Both Republicans and Democrats support Medicare Advantage, making single-payer government-run Medicare less likely.
Data from 2022 shows that 7.4% of prior authorizations were denied or partially denied, up from less than 6% in previous years. Meanwhile, under the Affordable Care Act, private individual coverage has seen record enrollment under the Biden White House, with enhanced subsidies helping more Americans afford coverage. However, the looming second Trump administration and a Republican-controlled Congress may not renew these subsidies and could ease industry rules, potentially causing premium spikes and coverage losses for millions.
During the Trump administration, there were efforts to repeal and replace the Affordable Care Act, which could have led to a significant increase in the uninsured and the reintroduction of preexisting condition denials. His administration also cut funding for outreach and enrollment assistance. A second Trump administration might restart efforts to add work requirements to Medicaid, which could result in coverage losses.
The interplay between insurance rules and political decisions is complex. It affects not only the insurance industry but also the lives of millions of Americans who rely on these plans for their healthcare.